As-Salaam Alaikum Wa-Rahmatullahi Wa-Barakatuhu
Transfer of Debt (Al-Hawaala) - 21st Safar 1431 (5th February 2010)
Narrated Abu Huraira (Radi-Allahu 'anhu):
The Prophet (Sallallahu 'Alaihi Wa Sallam) said, "An Israeli man asked
another Israeli to lend him one thousand Dinars. The second man required
witnesses. The former replied, 'Allah is sufficient as a witness.' The
second said, 'I want a surety.' The former replied, 'Allah is sufficient as
a surety.' The second said, 'You are right,' and lent him the money for a
certain period. The debtor went across the sea.
When he finished his job, he searched for a conveyance so that he might
reach in time for the repayment of the debt, but he could not find any. So,
he took a piece of wood and made a hole in it, inserted in it one thousand
Dinars and a letter to the lender and then closed (i.e. sealed) the hole
tightly. He took the piece of wood to the sea and said. 'O Allah! You know
well that I took a loan of one thousand Dinars from so-and-so. He demanded
a surety from me but I told him that Allah's Guarantee was sufficient and
he accepted Your guarantee. He then asked for a witness and I told him that
Allah was sufficient as a Witness, and he accepted You as a Witness. No
doubt, I tried hard to find a conveyance so that I could pay his money but
could not find, so I hand over this money to You.' Saying that, he threw
the piece of wood into the sea till it went out far into it, and then he
went away. Meanwhile he started searching for a conveyance in order to
reach the creditor's country.
One day the lender came out of his house to see whether a ship had arrived
bringing his money, and all of a sudden he saw the piece of wood in which
his money had been deposited. He took it home to use for fire. When he
sawed it, he found his money and the letter inside it. Shortly after that,
the debtor came bringing one thousand Dinars to him and said, 'By Allah, I
had been trying hard to get a boat so that I could bring you your money,
but failed to get one before the one I have come by.' The lender asked,
'Have you sent something to me?' The debtor replied, 'I have told you I
could not get a boat other than the one I have come by.' The lender said,
'Allah has delivered on your behalf the money you sent in the piece of
wood. So, you may keep your one thousand Dinars and depart guided on the
right path.' "
Volume 3, Book 37, Number 488h
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Ma'asalaam
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